Bilingual Early-Stage Mortgage Collector (Spanish)

Idaho Housing and Finance AssociationIdaho Housing and Finance AssociationBoise, Idaho, United States
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Posted

8/11/2026

Employment

Full time

Range

$20 - $20/hr

Work style

On-site

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AI summary

Core responsibilities

The role involves engaging with borrowers to prevent mortgage delinquency and negotiating payment arrangements. Additionally, the counselor will identify borrowers for retention programs and ensure compliance with industry regulations.

Requirements overview

Candidates must have at least one year of experience in mortgage collections or loan counseling and be bilingual in Spanish. A high school diploma is required, while a bachelor's degree is preferred.

Key skills

Mortgage collectionsLoan counselingCustomer serviceNegotiationBilingual SpanishFDCPARESPAFCRAAnalytical skillsAttention to detailVerbal communicationOrganizational skillsLoan servicing

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Education requirements

high schoolbachelor degree

About Idaho Housing and Finance Association

Industry

Financial Services

Employees

455

Type

Nonprofit

Size

201-500 employees

Would you like to join a vibrant, entrepreneurial organization that encourages you to reach your full potential? Our employees enjoy great benefits, an environment that promotes work life balance, personal health and well-being, and professional growth. Consider joining our team and discover why our employees enjoy working for Idaho Housing and Finance Association. Here are a few reasons why Idaho Housing has earned top recognition as one of the “Best Places to Work” for the past nine years. • Low turnover – Our employees stay with us resulting in a long tenured workforce • Work environment and company culture are ranked as excellent – by our employees • Work life balance and personal wellness is a priority • Commitment to employee growth and development • High degree of satisfaction working for an organization that makes a difference in the lives of people in Idaho

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Job categories

Finance & AccountingCustomer Service & SupportAdministrative

Description

Description WE ARE HIRING! We are seeking a customer-focused individual to join our team as a Bilingual Early Stage Loan Counselor! You will play a crucial role in providing exceptional customer service and assistance to borrowers who are past due on their home loan payments, helping them achieve financial capacity and continued homeownership. In This Role, You Will: Engage with borrowers through phone calls, providing personalized support and guidance to prevent mortgage delinquency Negotiate payment arrangements and follow up on returned payments to keep borrowers on track Stay up-to-date on industry regulations, including FDCPA, RESPA, and FCRA Identify borrowers for home retention programs and schedule property inspections to assess condition Resolve delinquency through collection efforts and borrower assistance programs Other job duties as assigned At our organization, we are dedicated to improving lives and strengthening Idaho communities. We believe that housing opportunities, self-sufficiency, and economic development are the pillars of progress. Join us and be part of a professional and mission-driven organization that makes a meaningful impact on the lives of Idahoans. Requirements 1+ years of experience in mortgage collections, early-stage counseling, or a related role 1 - 3+ years of collections or loan servicing experience preferred Ability to handle multiple tasks with high attention to detail and analytical skills to maximize results Strong verbal communication, organizational, and analytical skills Bilingual in Spanish required High school diploma or equivalent required; Bachelor’s degree preferred

Requirements

  • Mortgage collections
  • Loan counseling
  • Customer service
  • Negotiation
  • Bilingual Spanish
  • FDCPA
  • RESPA
  • FCRA
  • Analytical skills
  • Attention to detail
  • Verbal communication
  • Organizational skills
  • Loan servicing

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