The trainee will participate in a curriculum to assist independent agents with excess and surplus commercial lines insurance policies. Responsibilities include pricing new and renewal business, analyzing risk, and maintaining department service standards.
Requirements overview
Candidates must hold a bachelor's degree or possess four or more years of insurance-related experience with an AINS designation. Strong analytical, communication, and problem-solving skills are required for this role.
The Cincinnati Insurance Company, operating since 1950, stands among the nation's top 25 property casualty insurer groups based on net written premiums. The group markets business, home and auto insurance products through a select group of independent insurance agencies in 46 states and the District of Columbia. The Cincinnati Life Insurance Company subsidiary actively markets life and disability income insurance and annuities in all states except New York.
• Empowered field representatives work from their homes in the same communities as those agents and the policyholders we serve.
• Field representatives provide local services including marketing support, claims service with a human touch, loss control advice and boiler inspections.
• Associates at our Fairfield, Ohio, headquarters support these field representatives with managerial, administrative, underwriting and technical expertise. Other available careers include finance, technology, law, human resources and customer service.
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Description
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Cincinnati Specialty Underwriters, a wholly owned subsidiary of The Cincinnati Insurance Companies, is currently seeking candidates for the Excess & Surplus - Associate Production Underwriter Trainee class beginning January 2027. This role reports to our Fairfield, OH headquarters.
The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
actively participate in and complete a training curriculum that will prepare you to assist independent agents with excess and surplus commercial lines insurance policies
Underwriters:
demonstrate a basic understanding of underwriting concepts, lines of coverage, and the Cincinnati appetite for risk
appropriately price new business and renewal accounts with consideration given to segmentation, net rate, and exposure increase targets
meet department service standards for new business and renewal issuance
respond to inquiries in a timely manner, effectively research, and work to solve problems for internal and external customers
balance performance goals with profit and growth objectives; learn to analyze data to drive value added decisions regarding price, terms, and conditions
provide agencies with sound advice and decisions that will lead to profit and growth for the agencies and company
build and leverage relationships with headquarters and field associates to foster a valuable agency experience and support company goals
complete minor travel during the training period, with the potential for bi-monthly travel as responsibilities and career growth evolve
seek opportunities to add to your underwriting knowledge by attending all department training classes and reading all written communication
Be equipped with:
enthusiasm for learning and applying knowledge
business driven mindset and interest in seeing your work contribute to our company’s success
strong communication and negotiation skills
relationship focused and effective listening skills
strong analytical, problem-solving, and detail-oriented abilities
effective independent decision-making, analytical, and evaluation skills
organizational and time management skills
capacity to learn and thrive in a fast-paced environment
ability to develop positive relationships with agency personnel and field associates
Bring education or experience from:
a bachelor’s degree or have four or more years of insurance-related work experience and a complete Associate in Insurance (AINS) designation
candidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.