Underwriter - Entry Level

Description Midwest Family Mutual Insurance Company is an “A-” (Excellent) rated property & casualty insurance company. We have maintained a fully work-from-home environment since 2006 and are seeking an entry level Commercial and Personal Lines Underwriter to join our growing team. Key Responsibilities • Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines. • Assess risk characteristics and exposure to determine pricing and coverage options. • Cultivate and maintain strong relationships with independent agents. • Negotiate terms and conditions with producers to write profitable business. • Maintain compliance with underwriting policies, standards, and regulatory requirements. • Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making. • Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement. Requirements • 0–3 years of experience in property and casualty insurance, or related coursework/internship experience. • Eagerness to learn underwriting principles, coverage forms, and endorsements. • Strong analytical skills, with a keen attention to detail. • Must have high-speed cable/DSL internet and a dedicated home office space. • Excellent written and verbal communication skills. • Self-motivated and capable of working independently with strong time-management abilities. • Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills. • Effective team player, able to collaborate across departments and roles. • Commitment to regular and reliable attendance. • Adherence to internal control policies relevant to assigned job responsibilities and administrative duties. • Willingness to perform additional duties as assigned by management. Education • Bachelor’s degree in Business, Insurance, or a related field preferred. • Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education. Compensation & Benefits • Competitive salary, internet reimbursement, and an excellent benefits package including Medical, Dental, Vision, Health Savings, and Flexible Spending accounts. • Short-Term and Long-Term Disability, and Life Insurance. • Robust retirement plans, including a 401(k)/Roth 401(k) with company match and a Defined Benefit Pension Plan.