Closing Agent, Loan Operations, South Bend, IN

POSITION SUMMARY Responsible for ensuring selected loans required by the bank maintain sufficient insurance coverage on collateral. Prepares closing loan documents, by determining proper documentation and due diligence requirements. Ensures bank policies and procedures, and regulations are adhered to for proper documentation and perfection of the bank's lien prior to funding. ESSENTIAL REQUIREMENTS Monitors and tracks insurance coverage, as well as works closely with third party vendor to ensure all required loans maintain sufficient hazard and/or flood insurance. Works closely with the sales staff to document all business banking loan closings per the bank’s policies and procedures and federal regulations. Prepares commercial loan documents. Performs due diligence as required on specified loans. Verifies the accuracy and completeness of all loan documentation necessary for loan closings. Responsible for the completion of all compliance training related to the position. Understands all applicable laws and regulations that apply to the position and complies with the requirements. NON-ESSENTIAL FUNCTIONS Performs all other duties as assigned. EXPERIENCE/SKILLS Prior commercial or consumer loan experience preferred. Ability to handle stressful situations with calmness and courtesy. Ability to communicate effectively, both orally and in writing. Maintain good records and file management skills. Ability to handle multiple tasks and frequent interruptions. EDUCATION High School Diploma/GED required. TRAVEL REQUIREMENTS Minimal or occasional travel as needed for meetings, projects, training, etc. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions. While performing the duties of this job, the employee is required to sit, stand, and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds. EQUIPMENT MS Office PC, phone and standard office equipment.