Commercial Credit Analyst I

*This role is not eligible for sponsorship* RESPONSIBILITIES Accurately prepare loan requests and loan renewal write-ups; including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity Complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements Accurately spread financial statements and tax returns and analyze historical performance Assist in the preparation of annual reviews of existing clients upon receipt of updated financial information Monitor financial statement requirements, loan covenants, and borrowing base certificates and communicate findings to lender and manager. Prepare pertinent reports, tracking financial information and receipt thereof. Participate in identifying, measuring, monitoring, controlling, and mitigating credit risk of the commercial loan portfolio Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports, costar, RMA) Accompany Commercial Lenders on calls and inspections, and assist with presenting loan requests to approvers as needed Assist in loan review cycle and with classified asset reporting Attend and participate in department meetings as necessary Maintain orderly and up to date credit files Maintain ownership for all accepted tasks Take a proactive approach to learning and career development Understand and promote the bank’s credit culture and credit policies Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks Deliver a consistent, high level of service within our Serving More standards Other duties as assigned COMPETENCIES Interpersonal/Customer Service Skills Written and Verbal Communication Ability to understand and follow directions Adaptable to change Basic Computer Skills Organizational Skills/Detail Oriented Analytical Thinking Problem/Situation Analysis Ability to influence others Ability to work as part of a team SCHEDULE Office hours are Monday through Friday 8am to 5pm. This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. Generally the position will require 40 hours per week. A flexible work arrangement is available for this position. The position will require some scheduled onsite hours. Please speak to the hiring manager for more information. EDUCATION - CERTIFICATIONS - WORK EXPERIENCE BA/BS, Business Management required BA/BS, Finance / Accounting or other concentrations considered with 2+ years relevant experience The Park Brand You belong at Park. Our doors are open to everyone – no matter where you’re coming from or where you want to go from here. Mission To promote the long-term prosperity of the people and the organizations we serve. Who We Are Community banking teams are bound by everything that matters most: by the way we serve our customers.; by the way we show up for our communities; by the way we celebrate everyone's biggest, best moments; by the way we're here for one another on the days we need support; and by our love of neighbors and neighborhoods. Together, our family proudly shares who we are and who we've always been. United and strong, we serve our customers and communities more. Brand Essence A family of community banking teams who, together, serve more — more businesses, more families, more community needs, more access for more people like you and me.