Commercial Underwriter

East West Bank

Atlanta, GAFull time
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Pay
$95K to $145K
a year
Location
Atlanta, GA
Job type
Full time
Posted
Nov 3
1 day ago
Career path

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About the company

East West Bank

Banking · 1,001 to 5,000 employees

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

East West Bank on LinkedIn

What you'll do

  • Review initial data for prospective clients and prepare opportunity memos
  • Present opportunity memos to Credit Officers for term sheet approval
  • Underwrite prospective clients by evaluating financial statements, industry, and competitive dynamics
  • Prepare sensitized financial models and evaluate data related to new deal opportunities
  • Review 3rd party reports and prepare enterprise value analysis
  • Prepare written Credit Approval Memorandums for final approval to close a new deal
  • Manage a portfolio of clients, including credit monitoring and quarterly portfolio reviews
  • Maintain client relationships and keep client risk ratings current

What you need

  • Bachelor's degree or combination of education and directly related experience
  • Ideally at least 7 years of underwriting experience.
  • Modeling experience, specifically sensitizing management and/or sponsor projections based on information learned during underwritings.
  • Excellent organizational and presentation skills
  • Basic skills in computer terminal and personal computer operation; mainframe computer system; word processing, spreadsheet and specialty software programs.
  • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations
  • Ability to work with minimal supervision while performing duties
  • Education: a bachelor's degree

Key skills

underwriting experienceModeling experiencesensitizing managementsponsor projectionsorganizational skillspresentation skillsspreadsheetword processingspecialty software programs

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Read the full posting here
Commercial Underwriter Location US-GA-Atlanta Job ID 2026-13622 Category Commercial Banking/Corporate Banking Position Type Full-Time Introduction Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further. Overview The Underwriter is responsible for underwriting and portfolio management of Commercial Lending relationships. The Underwriter will support East West Bank’s nationwide Commercial Lending Business that primarily focuses on senior secured cash flow loans to middle market companies. Loan sizes typically range from $20 million to $50 million. The Underwriter will work with a deal team, which typically includes a Relationship Manager and a Credit Analyst. Responsibilities Reviewing review initial data for prospective clients and preparing opportunity memos, and then presenting opportunity memos to Credit Officers for term sheet approval. Perform detailed underwritings of prospective clients, which includes evaluating financial statements, industry, competitive dynamics, and surfacing material strengths, risks and mitigants. Preparing sensitized financial models and evaluating the other relevant data related to new deal opportunities. Reviewing 3rd party reports and preparing enterprise value analysis via comparables and discounted cash flow. Preparing written Credit Approval Memorandums for presentation to Credit Officers in order to obtain final approval to close a new deal. Managing a portfolio of clients, which includes credit monitoring, preparing and presenting updated client performance reports for quarterly portfolio reviews. Maintaining client relationships and keeping client risk ratings current. Other duties as assigned by management. Qualifications Bachelor's degree or combination of education and directly related experience Ideally at least 7 years of underwriting experience. Modeling experience, specifically sensitizing management and/or sponsor projections based on information learned during underwritings. Excellent organizational and presentation skills Basic skills in computer terminal and personal computer operation; mainframe computer system; word processing, spreadsheet and specialty software programs. Ability to deal with complex problems involving multiple facets and variables in non-standardized situations Ability to work with minimal supervision while performing duties Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time. Compensation The base pay range for this position is USD $95,000.00/Yr. - USD $145,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location. Options Apply for this job online Apply Share Email this job to a friend Refer Sorry the Share function is not working properly at this moment. Please refresh the page and try again later. Share on your newsfeed East West Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status. Reasonable accommodations for disability are provided to applicants and employees in accordance with applicable law. Application FAQs Software Powered by ICIMS www.icims.com

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