Commercial Underwriter - Owatonna, MN

Commercial Underwriter - Owatonna, MN Job Locations US-MN-Owatonna Job ID 2026-5794 Category Underwriting Type Full-Time 80 Hours Who is Federated Insurance? At Federated Insurance, we do life-changing work, focused on our clients’ success. For our employees, we provide tremendous opportunities for growth. Over 95% of them believe our company has an outstanding future. We make lives better, and we’re looking for employees who want to make a difference in others’ lives, all while enhancing their own. Federated’s culture is grounded in our Four Cornerstones: Equity, Integrity, Teamwork, and Respect. We strive to create a work environment that embodies our core principles and values. We value and respect individual differences, and we leverage those differences to achieve better results and outcomes for our clients, employees, and communities. Our top priority in recruitment and development of our next generation is to ensure we align ourselves with truly exceptional people who share these values. What Will You Do? As an Underwriter, your work creates the foundation of our business. We could not protect businesses or provide peace of mind to clients without your expertise. You determine who our clients are and how we can better serve their needs. Your judgement helps us write and retain profitable business. Federated provides paid classroom and hands-on training designed to teach you the fundamentals of underwriting. To set you up for success, you will complete Federated’s robust classroom and hands-on training, designed to teach the foundations of underwriting at Federated. After training you will be assigned a territory to underwrite for. With minimal supervision, you will have sole ownership over your territory and will partner closely with a multitude of internal departments to gather, analyze and evaluate the risk of new and existing customers. The position begins on Monday, January 4th, 2027, and the two week training program starts January 11th, in Owatonna, MN. Responsibilities Gather and analyze information about a client’s or prospect’s business operations, history and location Alongside colleagues, decide what products and services the business needs Decide how much premium must be charged to cover the risk of insuring the business Offer risk management solutions designed to help the business operate safely and profitably Become an expert in the political landscape, legal climate, demographics, economy, environment, and competitiveness of your territory Periodically travel to your territory to gain additional knowledge and work directly with clients and prospects Use exceptional communication skills to build relationships with colleagues and clients Minimum Qualifications A four-year degree in a business-related field Strong analytical, computer and time management skills Excellent written and verbal communication skills Pay Range is $63,800 - $78,000. Pay may vary depending on job-related factors and individual experience, skills, knowledge, etc. More information can be discussed with a member of the Recruiting team. What We Offer We offer a wide variety of ways to support you as a whole, both professionally and personally. Our commitment to your growth includes opportunities for internal mobility and career development paths, inspiring excellence in performance and ensuring your professional journey thrives. Additionally, we offer exceptional benefits to nurture your personal life. We understand the importance of health and financial security, offering encompassing competitive compensation, enticing bonus programs, cost-effective health insurance, and robust pension and 401(k) offerings. To encourage community engagement, we provide paid volunteer time and offer opportunities for gift matching. Discover more about Federated and our comprehensive benefits package: Federated Benefits You . Employment Practices All candidates must be legally authorized to work in the United States for any employer. Federated will not sponsor candidates for employment visa status, such as an H1-B visa. Federated does not interview or hire students or recent graduates with J-1 or F-1 visas or similar temporary work authorization. If California Resident, please review Federated's enhanced Privacy Policy. Options Apply Now Apply Share Sorry the Share function is not working properly at this moment. Please refresh the page and try again later. Share on your newsfeed Need help finding the right job? We can recommend jobs specifically for you! Click here to get started. Application FAQs