Healthcare Utilization Review Specialist

Cobalt Benefits Group LLCCobalt Benefits Group LLCAustin, Texas, United States
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Posted

9/18/2026

Employment

Full time

Range

$20 - $22/hr

Work style

Remote OK

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AI summary

Core responsibilities

The Utilization Review Specialist prepares and coordinates reviews of group renewal information and evaluates claims for medical necessity. They collaborate with clinical and administrative teams to interpret medical data and ensure compliance with plan language and standard operating procedures.

Requirements overview

Candidates must have at least one year of experience in a healthcare payer, utilization management, or claims administration environment. Proficiency in medical coding systems and strong analytical skills are required to accurately interpret health plan benefits and documentation.

Key skills

Utilization ReviewClaims AdjudicationMedical TerminologyCPT CodingHCPCS CodingICD CodingHealth InsuranceData AnalysisCritical ThinkingMicrosoft OfficeCommunication SkillsPrior AuthorizationCare ManagementMedical DocumentationCustomer Service

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Education requirements

professional certificate

About Cobalt Benefits Group LLC

Industry

Insurance

Employees

155

Type

Privately Held

Size

201-500 employees

Four brands: Blue Benefit Administrators of Massachusetts, CBA Blue, Great Bay Administrators, and EPBA. One mission: Optimize member health and experience by delivering cost-effective, tailor-made benefit programs through a data-driven and service-oriented approach. One vision: To be the foremost advocate for clients, brokers, and employees – setting the standard for value within the third-party administrator market. For more than 60 years, the Cobalt Benefits Group family of Third-Party Administrator (TPA) brands has been helping employers get more value out of every dollar spent on employee benefits through self-funding. We combine data-driven insights, flexible benefit designs, and one of the nation’s largest insurance networks to deliver affordable coverage without compromise. The result: An insurance partner that helps you reduce costs, improve outcomes, and deliver a better member experience.

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Job categories

HealthcareAdministrativeCustomer Service & Support

Description

Description Location: Exeter, NH/ South Burlington, VT/ Hybrid/ Remote Employment Status: Full-time FLSA Status: Non-Exempt Reports To: Utilization Review Process Manager Job Summary: Under the supervision of the Utilization Review Process Manager, the Utilization Review Specialist will use professional discretion and judgment to prepare and coordinate reviews of group renewal information as needed at each group’s renewal time, as well as upon special request. You will review claims submitted to UR Queues for medical necessity, for on file/not on file authorizations. Make determinations for claims processing based upon coding. This position involves interpretation of medical data, coordination of review processes, and collaboration with clinical and administrative teams to support effective utilization management. Key Responsibilities: • Supports the daily operations of the Utilization Review department by assisting the Senior Utilization Review Specialist with various tasks. • Maintains a current knowledge base of UR processes and timelines. • Uses good listening skills, conducts outreach calls, collects data according to script, tools, and protocols meeting both productivity and performance expectations as identified by manager. Conducts all calls in a courteous and customer service friendly manner. Refers to appropriate staff when indicated by workflow. • Processes incoming and outgoing correspondence/faxes as assigned in accordance with required standards and within respective timeliness guidelines. Referring to the appropriate clinical team members for review as defined by workflow, when relating to claims or TOC outreach. • Clerical responsibilities such as processing urgent scanning, and document retrieval when relating to claims routed to UR. • Demonstrates a professional and courteous manner when communicating with others with the ability to state clearly and accurately the agreed upon resolution. • Adhere to Standard Operating Procedures and maintains current knowledge of member benefits, rights and responsibilities. • Performs other related duties and projects as assigned within the assigned timeframes. • Interprets Plan language and applies to specialist tasks. • Adheres to company policies and procedures. • Processes claims, within BCBS association standards, a knowledge of these standards required. Requirements Required Qualifications • One (1) or more years of experience in a healthcare payer, third-party administrator (TPA), utilization management/utilization review, health insurance, claims administration, or related healthcare environment. • Experience reviewing healthcare claims, authorizations, referrals, or medical documentation and applying established review criteria. • Ability to interpret and apply health plan language, benefit provisions, policies, and standard operating procedures to support claims and utilization review decisions. • Working knowledge of medical terminology and healthcare coding references, including CPT, HCPCS, and ICD coding systems. • Strong analytical and critical-thinking skills with the ability to make accurate, well-reasoned determinations based on available documentation. • Proficiency with Microsoft Office applications, including Word, Excel, and Outlook, and the ability to learn new systems and technology quickly. • Excellent written and verbal communication skills and the ability to interact professionally with providers, members, and internal stakeholders. Preferred Qualifications • Experience in Utilization Review, Prior Authorization, Claims Adjudication, Care Management, or Medical Management functions. • Experience with BCBS Association guidelines, utilization management workflows, or health plan operations. • Experience using Javelina or other healthcare claims and case management systems. • Medical Assistant, Nursing Assistant, Home Health Aide, healthcare paraprofessional training, or related clinical background. • CPC, CCS, RHIT, RHIA, or similar coding or healthcare-related certification.

Requirements

  • Utilization Review
  • Claims Adjudication
  • Medical Terminology
  • CPT Coding
  • HCPCS Coding
  • ICD Coding
  • Health Insurance
  • Data Analysis
  • Critical Thinking
  • Microsoft Office
  • Communication Skills
  • Prior Authorization
  • Care Management
  • Medical Documentation
  • Customer Service

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