Items Processing Specialist

Come grow with us!\r\nFirst Commerce is expanding and we want you to join our dynamic, winning team. At FCCU, you can expect competitive pay, best in class benefits, initial and ongoing training and development, and career growth opportunities. Don\'t just look for a job, consider a career where you empower people to enhance their financial well-being and make a difference to our communities. Apply with us today! \r\nGeneral Summary: The Items Processing Specialist fulfills Our Vision to be our Members\' Financial Partner for Life through conducting various duties within the Items Processing area to ensure work is processed correctly and in a timely manner on a daily basis. Also assists in completing the daily processing of draft type transactions and is cross trained in other areas of the department. Processes incoming and outgoing wires. \r\nResponsibilities:\r\n\r\nWill perform job duties in accordance with policies established by the Board of Directors under the rules and regulations set by the National Credit Union Administration, the State of Florida and any applicable State laws for financial centers located in other States\r\nComplies with Reg E, BSA, OFAC and CIP requirements such as checking all parties on a wire request against the OFAC list and reporting potential fraud or other suspicious activity to the fraud specialist to comply with BSA\r\nShare Draft inclearing - Ensures daily processing of inclearing share draft including but not limited to: \r\n\r\nDownload the share draft inclearing file\r\nRepair any exception items and balance the file and process for posting\r\nReviews and/or posts daily share draft account unknowns, NSF, Stop Payment, and Regulation D exceptions and posts to member accounts based on credit union overdraft policy\r\nBalances the daily share draft report ensuring all items were processed and posted to member accounts or returned through check vendor to the Federal Reserve Bank\r\nWorks daily share draft exception items and ensures all are cleared daily through research, corresponding with members, Federal Reserve Bank, and other correspondent vendors.\r\n\r\n\r\nTeller Work:\r\n\r\nBalancing the daily teller share draft files\r\nProcessing the daily teller share draft teller exceptions\r\nResearch and resolve all daily teller share draft exception items, corresponding with members and/or Financial Centers \r\nBalancing the daily teller share draft files ensuring all transactions are processed.\r\n\r\n\r\nATM Deposits:\r\n\r\nProcesses the daily ATM deposited items\r\nReview items for validity \r\nDetermine if holds should be placed on deposited items, sending additional hold notices to members as applicable\r\nReviews items for possible fraudulent activity\r\nWorks closely with the Fraud Specialist to keep him/her informed of possible fraudulent activity on member accounts\r\n\r\n\r\nReturn Share Draft Items:\r\n\r\nProcess return deposit items, keeping the Fraud department aware of suspicious items\r\nBalances file to assure all items are accounted for\r\nWorks with the Collections Department to ensure return checks held due to negative accounts are resolved in a timely manner\r\nReviews returned items to detect fraudulent trends\r\nWorks closely with the Fraud Specialist to keep him/her informed of possible fraudulent activity on member accounts\r\n\r\n\r\nRemote Deposit:\r\n\r\nReviews remote deposit items to assure validity, checking for errors and complete transaction information\r\nDetermines if holds are needed on deposited items\r\nCorrecting any errors that may occur within the file\r\nBalancing the daily file and preparing it to be sent to the Federal Reserve.\r\n\r\n\r\nAssists in the preparation and distribution of daily outgoing cash letters\r\nProcess bulk deposits received from Business Services members as needed\r\nManages the processes of daily incoming mail, including member deposits and loan payments assuring all items are processed daily.\r\nWorks with the Accounting department to assure accounts remain in balance\r\nEnsures daily deadlines are met by identifying out of balance conditions and other exceptions to processing \r\nEnsuring errors are reported in Synapsys and corrections are posted in a timely manner \r\nResearches out of balance items\r\nResearches, posts, and creates adjustments to/from the Federal Reserve Bank and/or third party vendor\r\nProcess photocopy requests from members and/or other credit union departments\r\nWorks with Human Resources and IT for new employees for teller setup in Image Center\r\nManages audit requests relating to share draft items\r\nProcesses domestic and international incoming and outgoing wire transfers and western union wires which includes OFAC validation\r\nOversees group queues in Synapsys primarily for Item Processing while backing up Card Services, Wires, Courier and ACH\r\nServes as a backup to the Card Services, Courier and ACH desks\r\nOversees Image Center as it relates to their duties, keeping it functional and opening J Source tickets when needed. Working with Jack Henry to resolve issues\r\nWorks in conjunction with the EFT Manger with various project assigned to the department\r\nAttends meetings as required; reports to work on time and as scheduled; adheres to dress code\r\n\r\n \r\nRequirements:\r\n\r\nEducation: High school diploma or equivalent\r\n\r\n\r\nExperience: 1 to 3 years banking experience; One year experience in Proof and Image Item Processing preferred. Previous cash letter processing preferred. Ten-key by touch preferred.\r\n\r\n\r\nSkills: Ability to quickly identify, problem solve and exercise good judgment in implementing effective solutions to daily issues. Basic understanding of Federal Reserve and banking regulations as well as credit union policy as it relates to deposit operations. Works well under deadlines. Needs excellent time management skills with the ability to prioritize and delegate appropriately. The team member must be computer literate with work experience using Microsoft Windows, Word and Excel.