Mtge Home Loan Advisor

ABOUT THIS ROLE MORTGAGE HOME LOAN ADVISOR  Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity. IN THIS ROLE YOU WILL * Sourcing leads for mortgage home loans * Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc. * Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan * Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns * Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met * Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program * Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process QUALIFICATIONS, COMPETENCIES AND SKILLS * Have a high school diploma or general education degree (GED) * Have one to two years related experience and/or training * Are proficient with Windows-based software * Have the ability to drive a car or obtain other reliable transportation is required * Are able to speak, read, write and effectively interpret documents and reports * Have competent math skills * Are registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire * Are self-motivated and extremely detail oriented * Thrive in a fast-paced, constantly changing environment