The representative is responsible for contacting consumers regarding past-due accounts to negotiate payment arrangements and settlements. They must also accurately document all collection activities while adhering to company policies and regulatory requirements.
Requirements overview
Candidates must have at least one year of third-party debt collection experience and strong communication skills. The role requires the ability to work independently in a performance-driven remote environment while maintaining productivity and professionalism.
Key skills
Debt collectionNegotiationCommunicationProblem-solvingCustomer serviceAttention to detailDocumentationComputer systems proficiencyTime managementConflict resolution
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CrossCheck helps businesses get paid faster, more securely, and with greater confidence by combining streamlined payment experiences with guaranteed protection. Designed for today’s payment expectations, CrossCheck reduces friction at checkout and makes it easier for customers to complete transactions, improving payment performance for businesses that rely on high-ticket sales.
CrossCheck delivers fast, streamlined payment experiences backed by guaranteed protection, giving businesses speed, simplicity, and certainty in every transaction.
With specialized expertise supporting industries such as automotive, auto aftermarket, motorsports, home furnishings, heavy equipment, building supplies, construction, and veterinary services, CrossCheck is built for transactions where reliability and performance matter most.
Founded in 1983, CrossCheck combines decades of payment expertise with a fintech-driven approach to how businesses get paid today. Headquartered in Petaluma, California, with a second location in Southlake, Texas, CrossCheck supports merchants nationwide.
Philanthropy:
In the community, CrossCheck employees participate in annual philanthropic programs for the Alzheimer’s Association, American Cancer Society, American Red Cross, Dallas Fallen Officers Fund, Annual Food & Funds Drive for the Redwood Empire Food Bank, Salvation Army Angel Tree program, and the ACA Collectors Challenge.
Finance & AccountingCustomer Service & SupportAdministrative
Description
3rd Party Collections Representative – Remote
$17.00 per hour + Monthly Bonus Opportunities
Hiring in the following states - FL, ND, OK, TX
Optio Solutions, LLC is seeking an experienced 3rd Party Collections Representative to join our remote team. The ideal candidate has prior third-party collection experience, strong communication and negotiation skills, and the ability to work independently in a performance-driven remote environment.
This is a fully remote position. Successful employees must be able to maintain productivity, reliability, and performance while working independently from home.
If you have at least one year of third-party debt collection experience and are looking for an opportunity with competitive pay and monthly bonus potential, we encourage you to apply.
Job Responsibilities
* Contact consumers regarding past-due accounts.
* Clearly explain account information, payment options, and available resolution opportunities.
* Negotiate payment arrangements and settlements within client and company guidelines.
* Respond to consumer questions, concerns, and objections professionally and effectively.
* Accurately document collection activity and consumer communications.
* Follow company policies, collection procedures, and applicable laws and regulations.
* Meet individual and team performance expectations.
* Protect confidential consumer and account information.
* Maintain consistent productivity, attendance, and professionalism while working remotely.
Qualifications
* Minimum of 1 year of third-party debt collection experience required.
* Strong verbal and written communication skills.
* Proven ability to negotiate payment arrangements and work toward account resolution.
* Strong listening, problem-solving, and customer service skills.
* Ability to handle sensitive and confidential information appropriately.
* Strong attention to detail and accurate documentation skills.
* Comfortable working in multiple computer systems simultaneously.
* Ability to work independently and remain focused in a remote environment.
Compensation & Benefits
This full-time position offers a competitive hourly wage, monthly bonus opportunities, and a comprehensive benefits package including Medical, Dental, Vision, Life, and AD&D insurance, as well as a 401(k) with company match. Additional benefits include Tuition Reimbursement, paid Holidays, Sick and Vacation time, Bereavement Leave, and a paid Birthday.
About Optio Solutions
Optio Solutions, LLC provides financial services focused on improving client ROI while protecting client brands through experienced professionals, advanced technology, data security, regulatory compliance, and professional account management. Optio is a member of ACA International and the California Association of Collectors. The company is headquartered in Petaluma, California, with team members working remotely across the country.
Requirements
•Debt collection
•Negotiation
•Communication
•Problem-solving
•Customer service
•Attention to detail
•Documentation
•Computer systems proficiency
•Time management
•Conflict resolution
Benefits
•Medical insurance
•Dental insurance
•Vision insurance
•Life insurance
•AD&D insurance
•401(k) with company match
•Tuition reimbursement
•Paid holidays
•Sick time
•Vacation time
•Bereavement leave
•Paid birthday
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