Underwriter Associate

Position Summary The Associate Energy Underwriter supports the underwriting of new and renewal business focused on upstream Oil & Gas risks. Working closely with underwriters, brokers, and clients, this role assists with gathering and analyzing underwriting information, evaluating risk exposures, preparing policy transactions, and maintaining accurate underwriting documentation. The Associate Underwriter helps ensure underwriting decisions align with company guidelines while delivering responsive service to brokers and clients. This position is ideal for an early-career professional looking to build a foundation in Energy underwriting. Prior insurance or underwriting experience is preferred, but candidates with strong analytical skills, a willingness to learn, and an interest in the Energy industry are encouraged to apply. Preference will be given to candidates with six months or more of relevant insurance experience. What will your job entail? Job Responsibilities Support the underwriting of new and renewal upstream Oil & Gas accounts by reviewing and maintaining policy information to ensure data is accurate, complete, and appropriately priced for renewal. Respond to broker and client inquiries regarding Energy insurance products, underwriting appetite, coverage considerations, and policy information. Communicate with brokers, agents, and insureds to gather underwriting information, resolve questions, and help facilitate a smooth underwriting process. Prepare, organize, and maintain underwriting documentation, including submissions, quotes, binders, endorsements, and policy issuance materials. Review insurance applications and supporting documentation to identify risk exposures and assist in evaluating coverage eligibility. Support premium and rating calculations by applying established underwriting guidelines and pricing methodologies. Assist underwriters with analyzing upstream Oil & Gas operations, loss history, and exposure information to support underwriting decisions. Maintain accurate underwriting files and generate reports related to submissions, renewals, production activity, and portfolio performance. Assist with internal and external audits by providing documentation and ensuring underwriting records are complete and compliant. Ensure adherence to company underwriting guidelines, regulatory requirements, carrier standards, and compliance procedures. Collaborate with underwriting, operations, claims, and other internal teams to coordinate activities and provide timely service to brokers and clients. Serve as a key point of contact for brokers and agents, delivering exceptional customer service through responsive communication and issue resolution. Participate in training and development opportunities to build technical underwriting knowledge and gain expertise in the upstream Energy sector. Stay informed on industry trends, emerging risks, and market developments impacting the upstream Oil & Gas industry. Work Experience & Education Bachelor's degree in Risk Management, Insurance, Business Administration, Finance, Economics, or a related field preferred. Equivalent work experience will also be considered. Previous insurance, underwriting support, customer service, or financial services experience is preferred. Six months or more of Property & Casualty or commercial insurance experience is preferred but not required. Strong analytical, organizational, and communication skills with a high attention to detail. Licenses & Certifications Ability to obtain and maintain applicable Property & Casualty licenses as required. Progress toward or interest in pursuing professional designations such as AINS, AU, ARM, or CPCU is a plus. Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment. How We Support Our Teammates Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more. The target salary range for this position is $68,200.00 - $75,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.