Associate Claims Adjuster, Workers Compensation

Liberty Mutual InsuranceLiberty Mutual InsuranceChandler, Arizona, United States | Rocklin, California, United States | Las Vegas, Nevada, United States | Lake Oswego, Oregon, United States
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Posted

10/14/2026

Employment

Full time

Range

$54k - $94k/year

Work style

Hybrid

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AI summary

Core responsibilities

The Associate Claims Adjuster investigates new workers' compensation claims, determines liability, and manages an inventory of claims to negotiate settlements. They also establish loss cost estimates and ensure compliance with state regulations and internal protocols.

Requirements overview

Candidates should possess strong analytical, interpersonal, and negotiation skills, typically acquired through a bachelor's degree. While prior experience in a professional or customer service environment is preferred, knowledge of insurance and medical terminology is considered helpful.

Key skills

Claims investigationLiability assessmentCompensability analysisLoss evaluationNegotiationCustomer serviceAnalytical skillsInterpersonal skillsMedical terminologyInsurance coverage knowledgeLegal liability knowledgeRisk mitigation

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Education requirements

bachelor degree

About Liberty Mutual Insurance

Industry

Insurance

Employees

38,207

Type

Privately Held

Size

10,001+ employees

At Liberty Mutual, we believe progress happens when people feel secure. For more than 110 years we have helped people and businesses embrace today and confidently pursue tomorrow by providing protection for the unexpected and delivering it with care. A Fortune 100 company with more than 40,000 employees in 28 countries and economies, we are the ninth largest global property and casualty insurer and generate more than $50 billion in annual consolidated revenue. We operate through three strategic business units: US Retail Markets, providing auto, home, renters and other personal and small commercial lines property and casualty insurance to individuals and small businesses countrywide; Global Risk Solutions, delivering a full range of comprehensive commercial and specialty insurance, reinsurance and surety solutions to mid-size and large businesses worldwide; and Liberty Mutual Investments, deploying more than $100 billion of long-term capital globally across its integrated platform to drive economic growth, power innovation and secure Liberty Mutual’s promises. For more information, visit www.libertymutualinsurance.com.

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Job categories

Finance & AccountingCustomer Service & SupportLegalAdministrative

Description

Description At Liberty, you'll thrive in a hybrid setting that fosters in-person collaboration, innovation and growth. This approach optimizes both remote and in-person interactions, enabling you to connect and ideate with your team and deepen valuable relationships across the company, while still enjoying the flexibility of remote work for focused tasks and projects. The Workers Compensation Claims Specialist works within a Claims Team under direct supervision, develops the knowledge and skills needed to conduct thorough investigations, make decisions about liability / compensability, evaluate losses, negotiate settlements and manage an inventory of commercial property/casualty and disability claims by participating in a comprehensive training program, one-on-one mentoring, and on-the-job training. Assists in providing service to policyholders/customers on mid-sized and/or large commercial accounts. This position follows a hybrid work model. Candidates residing within 50 miles of a Liberty Mutual office in Lake Oswego, OR; Las Vegas, NV; or Chandler, AZ will be required to work from the office two times per month. Candidates located in California will be designated as fully remote. Title and compensation will be determined based on the selected candidate’s experience, skills, and geographic location. (Please note this policy is subject to change.) Responsibilities: Investigates new claims by reviewing first reports of loss and supporting materials, determines the best first point of contact (injured workers, customers, witnesses, etc.) to gather information regarding injuries or loss refers tasks to auxiliary units as necessary and posts file accordingly. Establishes action plans based on case facts, best practices, protocols, jurisdictional issues and available resources. Manages an inventory of worker’s compensation claims, evaluates compensability/liability and losses, and negotiates settlements within prescribed limits. Establishes accurate loss cost estimates using available resources, special service instructions, and market protocols. Confirms or denies coverage based on facts obtained during the investigation and advises policyholders as to proper course of action. Responsible for review, analysis, and disposition of assigned claims within authority limits and state compliance. Updates file, strategizes and executes plans to mitigate exposure and increase disposal. Qualifications Effective interpersonal, analytical and negotiation abilities required. Ability to provide information in a clear, concise manner with an appropriate level of detail. Demonstrated ability to build and maintain effective relationships. Demonstrated success in a professional environment; success in a customer service/retail environment preferred. Effective analytical skills to gather information, analyze facts, and draw conclusions; as normally acquired through a bachelor's degree or equivalent. Knowledge of legal liability, insurance coverage and medical terminology are helpful, but not mandatory. Licensing may be required in some states. As part of the application process, you'll complete an assessment related to the skills needed for this role — please allow approximately 35 minutes, although there is no time limit About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco

Requirements

  • •Claims investigation
  • •Liability assessment
  • •Compensability analysis
  • •Loss evaluation
  • •Negotiation
  • •Customer service
  • •Analytical skills
  • •Interpersonal skills
  • •Medical terminology
  • •Insurance coverage knowledge
  • •Legal liability knowledge
  • •Risk mitigation

Benefits

  • •Flexible work model
  • •Professional development opportunities
  • •Employee resource groups
  • •Comprehensive benefits

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