Financial Services Specialist, Commercial Crop & Livestock Lending

Percentage Job Functions 35% Post-Closing Manages all pending and active loan accounts for assigned relationship manager by monitoring reports and transaction activity Reviews closing documents for signatures, transmits loan, and disburses funds Determines covenants to be monitored and ensures timely completion of on-going monitoring activity Scans loan documents and files security documents Facilitates record keeping and loan data and provides feedback to internal and external audit Reviews and updates data integrity based upon credit presentation 35% Loan Processing Interacts with and responds to applicants in person, by phone, in writing, or electronic correspondence Processes a loan determination by documenting the decision made Interprets and satisfies loan approval conditions and reconciles verifications Determines when pricing approval and chattel appraisals are required and ensures completion per procedures Orders and reviews appraisals and title work Facilitates loan closings with title company or customer in person or electronically Prepares, prints, reviews, and delivers loan documents for closing Expedites, tracks, and communicates with additional departments Level 1 customer loans to meet guidelines 15% Loan Applications Prepares and submits large, complex loan applications for credit analysis Determines level of documentation and verification needed Gathers and documents financial and demographic information, including entity documentation from customer’s attorney Enters loan request information into customer relationship management loan origination system Determines which loan program to use and which underwriting authority is needed (scored vs. traditional) Determines how to resolve inquiries and questions 15% Loan Servicing Determines information and documentation needed for completion of servicing actions Resolves inquiries, questions, complaints, and issues from borrower or third-party affiliates Determines what insurance coverage is needed and confirms coverage is adequate Obtains and reviews crop insurance assignments Maintains the association attribution list n/a Other duties as assigned to meet the needs of the organization *Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.