Underwriting Analyst - Political Risk & Credit

MSIG USA continues to grow! Company Overview: MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc. , one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks. Job Summary The Underwriting Analyst provides operational and analytical support to the Political Risk & Credit underwriting team. The role supports submission intake, account preparation, transaction processing and policy servicing from initial inquiry through issuance and renewal. Working closely with underwriters and more experienced team members, the Underwriting Analyst helps ensure submissions and transactions are processed accurately, efficiently and within service expectations. Key Responsibilities Submission Intake and Underwriting Support Receive, review and organize new submissions, ensuring required documentation and policy information are complete. Support submission clearing, assignment and file preparation to ensure submissions are ready for timely underwriting review. Gather and organize submission information, including exposure data, financial information, and relevant transaction details. Prepare file summaries, worksheets and supporting materials for underwriting review. Identify missing or inconsistent information and escalate unusual or time-sensitive matters as appropriate. Transaction and Policy Processing Assist with the preparation and processing of quotes, policies, endorsements, cancellations and other documentation. Maintain accurate policy, exposure, premium and transaction information across applicable systems. Support premium adjustments, invoicing, late-premium follow-up and other post-bind servicing activities. Track open items and coordinate with appropriate stakeholders to support timely completion. Maintain complete and accurate underwriting files and documentation. Account and Financial Support Assist with the collection and review of financial statements, credit information, exposure data and other underwriting materials. Complete basic account, financial and portfolio analysis using established guidelines and tools. Support research related to obligors, buyers, countries, transactions and industry conditions. Identify material changes, information gaps or inconsistencies for further review by the underwriter. Broker and Internal Service Respond to routine broker and internal inquiries regarding submission status, documentation requirements and policy servicing. Communicate proactively regarding missing information, outstanding requirements and transaction status. Partner with Underwriting, Operations, Finance, Reinsurance and other stakeholders to support timely account execution. Escalate complex or non-standard matters to the appropriate underwriter or senior team member. Quality, Controls and Process Support Review work for accuracy, completeness and consistency and follow established underwriting guidelines, controls and escalation procedures. Support process improvements, system enhancements and other operational initiatives. Manage multiple assignments and deadlines while maintaining strong service and communication. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Experience Bachelor's degree preferred. 2+ years of experience in underwriting support, insurance operations, financial services, credit, banking, brokerage operations or a related professional environment preferred. Exposure to Political Risk, Trade Credit, Surety or specialty commercial insurance preferred but not required. Experience working with financial information, data, business documentation or transaction processing preferred. Proficiency with Microsoft Excel and ability to learn underwriting and policy administration systems. Knowledge, Skills and Abilities Strong attention to detail and commitment to accurate work. Ability to organize and prioritize multiple assignments in a high-volume environment. Analytical aptitude and interest in financial, credit and transaction risk. Sound judgment and willingness to ask questions and escalate issues appropriately. Strong written and verbal communication and service skills. Initiative, curiosity and ability to learn new products, systems and processes. SALARY: The estimated salary range for this position is $75,000.00 - $95,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors. Additional Benefits: Healthcare and Retirement Benefits Comprehensive medical, dental, and vision coverage 401(k) with a generous employer match and profit-sharing contribution Wellness incentive program Life and accidental death and dismemberment (AD&D) insurance Flexible spending programs Short-term and long-term disability plans Additional Benefit Programs Paid time off program Paid charitable leave Paid parental leave Tuition reimbursement program Personal insurance (auto/homeowners) discounts It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group! It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.